Electronic payment frauds are on the rise in India. During 2011-12, banks received 14,492 complaints relating to credit and debit card transactions, according to RBI data. These were more than a fifth of the total complaints filed. While banks are putting strict security measures in place, here's a checklist for you:
Change net banking and card passwords regularly. Register for mobile alerts.
Clear browser's cache, history after every net banking transactions via PC/laptop
Destroy credit/ debit card after expiry or if it is not being used. Also. tear ATM slip before binning it.
Access your bank site by typing the address, don't access through mailed links or other websites.
Click 'Next' to for list of 'Don'ts' to avoid card, net frauds.
Do not disclose your pin and password to anyone. Avoid writing it down. If card is lost, immediately call the bank to get it blocked.
Never respond to emails seeking bank details such as account number, PIN number or password.
Avoid your of birth, child's/parent's birthday or anniversary as passwords. There're easy to guess.
Never close browser to exit from net banking. Always log out.
Avoid using shared PC or cybercafes for net banking.
Source:-The Economic Times
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