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Saturday, December 9, 2017

How to link your LIC policies with your Aadhaar

Life insurance companies have to mandatorily obtain their customers' Aadhaar numbers and link the same with their respective policies. This follows an amendment in the Prevention of Money Laundering Act (PMLA) Rules, 2017 in June of this year. 

The Insurance Regulatory and Development Authority of India (Irdai) had issued a circular making it mandatory for all policyholders to link their Aadhaar and PAN details to their insurance policies. Here's what the circular stated, "Central Government vide gazette notification dated 1st June 2017 notified the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017 making Aaadhar and PAN/Form 60 mandatory for availing financial services including Insurance and also for linking the existing policies with the same." 


All life insurance companies have made provisions, both offline and online, for their policyholders to link their policies and Aadhaar. Here's a look at how the policyholders of Life Insurance Corporation of India (LIC), the country's largest life insurance company, can link the two. 

In the process of linking the Aadhaar card number to the policy, you will be asked to furnish you PAN as well. 

ONLINE PROCESS 
Before you start the online process, keep these documents and numbers handy: 

• Aadhaar Card and PAN card 
• Policy numbers 
• Make sure that your mobile number is updated in your Aadhaar card. If not, then get it updated before linking them. You will have to enter the mobile number as registered with UIDAI as the OTP generated will be sent to this number. 

Step 1: Visit the LIC website, and on the homepage click on 'Link Aadhaar and PAN to policy'. 

Alternatively, click here to go directly and click on 'Proceed'. 

You can also click here to go directly to the linking page (https://kyclink.licindia.in/UIDSeedingWebApp) 

Step 2: Fill and submit the form after furnishing Aadhaar, PAN, email, and mobile number. 
How to link your LIC policies with your Aadhaar
Step 3: A message will be shown on the success of the registration for linkage. 
How to link your LIC policies with your Aadhaar
Step 4: After verification with UIDAI, an SMS or email confirmation will be sent to you. The verification may take few days. 
How to link your LIC policies with your Aadhaar
OFFLINE PROCESS 
If for any reason you cannot do the linkage online, or especially when you are not required to hold PAN (and therefore have to furnish Form 60), here's how you can link your policies offline: 

What you need: 
• Aadhaar /PAN mandate form 
• Self-attested copy of Aadhaar card and PAN Card / Form 60 
• Policy numbers. 

To get the form, either ask your agent to get one for you or download from the LIC website - On the homepage click on 'Download Aadhaar /PAN mandate'. 

The Form ( as on LIC website) opens up as a PDF document. 

After filling the form, you can submit this Aadhaar / PAN Mandate Form along with a self-attested copy of Aadhaar card and PAN Card / Form 60 at the nearest LIC Branch for linking of your Aadhaar / PAN number to your policies. While self-attesting, it's better to mention on the photocopies the purpose of furnishing the self-attested documents, i.e., for the purpose of linking of policies, in order to minimise the misuse, if any. 

LIC advisory 
After messages started floating around in social media regarding the linking process of LIC policies through SMS, LIC had recently come out with an advisory stating, "LIC of India informs the public and policyholders that no such message has been sent by LIC. Also no facility to link Aadhaar number to policies is available through SMS in LIC." To avoid any misuse of one's personal information make sure to go through your agent or visit the LIC office directly .. 

Aadhaar or PAN compulsory for new registration on LIC website 
To access online services on the LIC website, the insurer had already made it compulsory to furnish PAN or Aadhaar number. Policyholders looking to register for online services will have to either provide PAN or Aadhaar number in addition to other details such as policy number and date of birth. 
Click here to know more about it. 






UPU DG calls for sustainable environmental practices

“Responding to the call for action against pollution requires leadership, commitment and resources – and the engagement of us all,” said UPU Director General Bishar A. Hussein in his address to the UN Environment Assembly (UNEA) on 6 December in Nairobi.



Mr. Hussein said that UPU supports member countries in sustainable postal practices and policies.

The UNEA is the supreme body of the United Nations Environment Programme. Held under the theme “Towards a Pollution-Free Planet”, the 2017 UNEA gathered heads of state and ministers, executive heads of UN bodies and international NGOs.
Hussein emphasized that the transport sector is a contributor to the pollution mix and that, “as a key component of the global transport and logistics chain, and especially with the growth of e-commerce, postal operators cannot ignore this fact. There is no more business as usual when we witness the damage pollution causes to people, nature and economies.”
Postal sector part of the solution through innovation
Many postal operators have come far in implementing sustainable practices. There are now operators that have transitioned their entire fleet to alternative vehicles, working directly with the automotive industry to design and develop electric postal vehicles. Many postal operators are generating their own renewable energy and have mainstreamed sustainability into their business management and procurement processes.
Sustainability makes good business sense for the postal sector. It saves money, fosters innovation, triggers efficiency in operations, caters to the increasing demands from customers, national authorities and funding agencies, and serves employees and communities. According to Hussein, “many postal operators are already leading by example and have come to realize that environmentally sound management of their operations can have direct bottom-line impacts and drive growth and profitability”.
UPU supports member countries in sustainable postal practices and policies
On an annual basis, the UPU carries out a global inventory of the climate impact of the designated operators in its member countries. On average, a designated operator is responsible for 0.1% of its country’s carbon footprint.
Through OSCAR, the UPU provides all designated operators access to a free state-of-the-art tool enabling them to measure, analyze and address their greenhouse gas emissions. In 2017, 83 countries from across the world and from all levels of development have used OSCAR.
The UPU serves as a global platform to share knowledge and best practices on sustainability in postal operations, identify joint responses to environmental challenges, and improve the ability of the postal sector to move forward together.
UPU call for partnerships
Hussein told the conference that “the UPU is fully engaged because we know that we can make a difference by supporting, promoting and developing innovative sustainable practices within the postal industry as well as the wider international community”. However, calling for partnerships to support the postal sector and the UPU in this fight against pollution and climate change, he declared: “We cannot do it alone; we all depend on each other to deliver.”
UPU leading by example
Recognizing that its operations as an international organization have an impact on the environment, the UPU regularly measures and takes action to reduce the carbon footprint of its secretariat, the International Bureau. For the second time, the UPU International Bureau achieved climate neutrality in 2017. The 2016 environmental inventory, performed in collaboration with the Sustainable United Nations programme, shows that direct greenhouse gas emissions from the International Bureau have decreased by 10% since 2014. In addition, the UPU has chosen to offset all emissions, earning the International Bureau climate neutral status for 2016. These positive results are a reflection of the UPU's commitment to sustainability and its efforts to implement greener approaches to managing its activities, resources and facilities.

Guidelines on Air Travel on Official Tour - Purchase of air tickets from authorised agent

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